How ClaimBack Works

Three steps. Three minutes. A professional, regulation-citing appeal letter ready to send to your insurer.

1

📋 Tell us what happened

Enter your country, insurance company, the treatment or procedure that was denied, and the reason your insurer gave. This takes about 60 seconds.

Select from 100+ countries with specific regulatory knowledge
Identify your insurer for company-specific appeal strategies
Describe the treatment or procedure that was denied
Share the denial reason (medical necessity, experimental, out-of-network, etc.)
2

🤖 AI analyses your case

Our AI system reviews your claim against a proprietary database built from thousands of real insurance denials, combined with current insurance regulations, medical standards, and local law.

Cross-references your denial against real cases with similar circumstances
Identifies the specific regulations and laws that support your appeal
Analyses your insurer's known policies and appeal procedures
Determines the strongest grounds for your specific appeal
Checks country-specific ombudsman and regulatory escalation pathways
3

✉️ Get your appeal letter

A professional, personalised appeal letter is generated — ready to send to your insurer. It cites the exact regulations, medical standards, and legal provisions that apply to your case.

Professional formatting accepted by insurers and regulators worldwide
Cites specific legislation, regulatory codes, and policy provisions
Includes medical necessity arguments backed by clinical standards
References your country's appeal deadlines and escalation rights
Ready to send via email or registered post
Start My Free Analysis →
Free to start · No login required · 3 minutes

What Makes ClaimBack Different

Not just another AI tool. ClaimBack is built specifically for insurance appeals, with proprietary data from thousands of real denials.

📊

Built on real denial data

Our AI isn't just a generic language model. It's trained on proprietary data from thousands of real insurance denials across 100+ countries — so it knows exactly what works and what doesn't.

⚖️

Cites actual regulations

Every letter references the specific laws, regulatory codes, and policy provisions that apply to your case. Not generic advice — real legal citations your insurer must address.

🌍

Country-specific knowledge

From MAS Notice 120 in Singapore to FCA Consumer Duty in the UK to ACA parity laws in the US — ClaimBack knows the regulatory framework in your country.

Escalation pathways included

With The Full Fight, you get the exact escalation path for your country — including ombudsman complaint forms, regulatory bodies, and the deadlines you need to know.

~60%
of properly-filed appeals succeed
<1%
of denied claimants actually appeal
3 min
to generate your appeal letter
100+
countries supported

Ready to fight your denied claim?

Join thousands of people who have used ClaimBack to overturn denied insurance claims.

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